MURPHY ELIZABETH W SCHOOL INC
42 KINGS HIGHWAY E
DOVER, DE 19901
Talking Points
For the Agent
These are points that might help guide an agent as they look to approach a prospect.
- A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Experience Mod Rating
国防部is an indication of how risky a company is to insure. It is based on a company's claim history.
- Experience Mod ishigh. It is in the 81st percentile compared to peers.
- 国防部increasedby more than 75% of peers.
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 100% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 0% of peers have changed carriers since last year.
- Current Carrier's market share is in the 95th percentile at 25% of the market.
Business Stats
Policy History
Term | Exp. Mod | Carrier | LCM |
---|---|---|---|
2022 |
2.250 | ||
2021 |
2.250 |
Contacts
Industry Classification
Social Rehabilitation Facility
Residential Care
Camps--Not-For-Profit
44427
Health Care Facilities--Alcohol and Drug--Other Than Not-For-Profit
44432
Health Care Facilities--Homes for the Aged--Not-For-Profit Only
44431
Health Care Facilities--Homes for the Aged--Other Than Not-For-Profit
44434
Health Care Facilities--Homes for the Physically Handicapped or Orphaned--Not-For-Profit Only
44433
Health Care Facilities--Homes for the Physically Handicapped or Orphaned--Other Than Not-For-Profit