OPERA DELAWARE INC

818 N MARKET ST
WILMINGTON, DE 19801

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 50th percentile.
47

LCM Rate

When you get coverage from a Carrier, you are placed in one of their 'Carrier Tiers' (An insurance company under the carrier's umbrella). These individual tiers get a rating from the bureau referred to as an LCM, which effects the premium you pay.

  • The LCM of the Current Carrier is in-line with peers, in the 34th percentile.
66

Competition

Lets look at how competatively other carriers are looking to provide coverage to businesses similar to OPERA DELAWARE INC.

  • 4% of peers have changed carriers since last year.
  • The top carriers competing for these peers are berkshire hathaway grp, travelers grp
96

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2021

1.440
2020

1.440
2019

1.440
2018

1.440
2017

1.590
2016

1.590
2015

1.500
2014

-
2013

-
2012

-
2011

-
2010

-
2009

-
2008

-
2007

-
2006

-
2005

-
2004

-
2003

-
2002

-
2001

-

Contacts

Xcddmzp Denzm
Director
(331) 455-9388
ebc2e

Industry Classification

Financials

2018 2017 2016 2015 2014 2013 2012
BOY Assets: $ 20,645 $ 92,907 $ 25,061 $ 9,131 $ 88,229 $ 800,399 $ 86,955
Liabilities: $ 0 $ 6 $ 986
EE Contrib: $ 0 $ 9 $ 5 $ 842 $ 2,770
Emp Contrib: $ 0 $ 2 $ 8
Income/Loss: ($ 1,152) $ 2,248 $ 5,393 ($ 465) $ 3,056 $ 1,992 $ 37,791
Total Income: ($ 1,152) $ 6,720 $ 4,114 ($ 886) $ 7,182 $ 4,141 $ 54,892
Paid Benefits: $ 0 $ 4 $ 3 $ 5 $ 38,003
Expenses: $ 0 $ 5
Commission: $ 0 $ 5 $ 36
Net Income: ($ 1,152) $ 7,532 $ 1,932 ($ 463) $ 876 ($ 67,418) $ 15,555
Net Assets: $ 19,493 $ 96,869 $ 81,825 $ 39,247 $ 37,136 $ 15,582 $ 550,699

Participants

2018 2017 2016 2015 2014 2013 2012
Total Participants: 6 4 5 7 7 6 1
Active Part.: 4 7 2 8 4 164 7
Retired Part.: 7 b 5cb d74 3 563
Deceased Part.: 6e ee7 9e e8 883 0

Insurance

No Insurance Coverage

Providers

No Providers

Features

    2G- Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.

    2E- Profit-sharing

    2T- Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.

    3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

    2J- Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.

    2F- ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.