These are points that might help guide an agent as they look to approach a prospect.

• Premium increase and carrier group change may indicate a claim occurrence.

Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium.Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.

• Premium is in-line with peers, in the 47th percentile.
• In the last year, premiumDecreasedby more than 75% of peers.

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

• 自去年以来，有13％的同龄人改变了运营商。那些这样做的人的保费降低了22.8％，而与当前提供商在一起的人则增长了5.5％，大约4倍与当前提供商在一起的人。
• Current Carrier's market share is in the 75th percentile at 2.9% of the market.