Capstone Logistics LLC
30技术PKWY South Ste 2
PEACHTREE CORNERS, GA 30092
谈话要点
For the Agent
These are points that might help guide an agent as they look to approach a prospect.
- An osha violation that is followed by a premium increase may indicate a WC claim has occurred.
优质的
Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium.Comparing premium to businesses in the same industry and of similar size can indicate how fair your WC insurance provider's costs are relative to the market.
- 高级是更高than 97% of peers.
- In the last year, premium增加比42％。同行增加an average of 8%.
LCMRate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isVery Good, in the 32nd percentile compared to peers.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 15% of peers have changed carriers since last year. Those who did, saw a 2.2% increase in premium vs those who stayed with their current provider had a 8.8% increase.
- Current Carrier's market share is in the 1st percentile at 0.5% of the market.
OSHA
Most employers with 10 or more employees are required to maintain injury and illness records, known as the 300 log. In the event of an inspection, this information will likely be requested. Even without injury or claim, the proper documentation should be readily available on a location by location basis. These logs are critical but simple to maintain.
- Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Business Stats
Policy History
| Term | Carrier | 优质的 | LCM | |
|---|---|---|---|---|
| 2023 |
1.482 | |||
| 2022 |
1.482 | |||
| 2021 |
1.482 | |||
| 2020 |
1.335 | |||
| 2020 |
1.482 | |||
| 2019 |
1.853 | |||
| 2018 |
1.792 | |||
| 2017 |
1.792 | |||
| 2016 |
- | |||
| 2016 |
- | |||
| 2015 |
- | |||
| 2015 |
- | |||
| 2015 09-30-2015 |
- | |||
| 2014 |
- | |||
| 2014 |
- |
联系人
行业Classification
Store--Wholesale--NOC
Process, Physical Distribution, and Logistics Consulting Services
Custom Computer Programming Services
Appliance Distributors--Household Type
10111
理发师或美容院供应分销商
10140
Beverage Distributors--Alcoholic Other Than Beer
10141
Beverage Distributors--Nonalcoholic and Beer
10309
Camera and Photographic Equipment Stores
11101
Chemical Distributors
Retirement Benefits
Financials
| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| BOY Assets: | $ 5,568,268 | $ 115,375 | $ 2,985,774 | $ 7,291,808 | $ 8,238,635 | $ 6,583,550 | $ 429,964 | $ 123,033 | $ 791,567 | $ 504,300 | $ 121,368 | |
| 负债： | $ 0 | $ 1 | $ 70 | $ 574 | $ 247 | $ 63 | $ 52 | |||||
| EE Contrib: | $ 0 | $ 542,992 | $ 35,653 | $ 294,912 | $ 282,070 | $ 75,144 | $ 596,983 | $ 84,521 | $ 786,716 | $ 26,630 | $ 975,798 | $ 244,586 |
| Emp Contrib: | $ 0 | $ 116,402 | $ 24,664 | $ 396,812 | $ 947,287 | $ 342,246 | $ 152,485 | $ 767,482 | $ 45,500 | $ 20,969 | $ 48,357 | |
| Income/Loss: | ($ 94,875) | $ 892,558 | $ 471,463 | $ 491,157 | ($ 515,199) | $ 732,422 | $ 2,380 | ($ 63,766) | $ 58,690 | $ 10,211 | $ 80,665 | （$ 4,710） |
| 总收入： | ($ 94,790) | $ 613,196 | $ 9,612,051 | $ 1,405,544 | $ 809,953 | $ 51,869 | $ 280,198 | $ 769,676 | $ 653,452 | $ 318,216 | $ 795,811 | $ 140,504 |
| 付费福利： | $ 2,014 | $ 936,879 | $ 209,892 | $ 197,905 | $ 20,690 | $ 603,826 | $ 229,500 | $ 183,963 | $ 84,894 | $ 971,354 | $ 8,948 | $ 34,381 |
| Expenses: | $ 0 | $ 660 | $ 57 | $ 6 | $ 9 | $ 5 | $ 2 | $ 206 | $ 5 | $ 46 | $ 95 | $ 17 |
| Commission: | $ 115 | $ 63,933 | $ 9,397 | $ 58 | $ 699 | $ 863 | $ 1,305 | $ 9,527 | $ 624 | $ 1,033 | $ 9,331 | $ 499 |
| Net Income: | （$ 96,919） | $ 7,192,419 | $ 444,362 | $ 9,663,296 | $ 599,266 | $ 667,817 | $ 975,560 | $ 353,416 | $ 424,118 | $ 451,494 | $ 983,310 | $ 83,232 |
| 净资产： | $ 0 | $ 4,549,883 | $ 7,522,441 | $ 1,656,700 | $ 8,907,709 | $ 526,457 | $ 5,065,781 | $ 513,829 | $ 210,677 | $ 326,697 | $ 900,532 | $ 349,453 |
Participants
| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Participants: | 344 | 072 | 081 | 444 | 619 | 28 | 65 | 288 | 53 | 27 | 04 | |
| Active Part.: | 435 | 317 | 919 | 788 | 48 | 90 | 38 | 38 | 3 | f3 | 06 | |
| Retired Part.: | 8b | 4d | 80 | 9c5 | 715 | d7 | cd | 68 | a1 | 455 | dc5 | |
| Deceased Part.: | 0cf | 0d | 3 | 2 | cc4 | 8 | 4 | dc | c1b | 12 | f |
保险
| FZWEULQWVJMB UUVH YUFOGCCUP ZCKJRGL 更新：01-14-2022 覆盖：0 PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0 |
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 0 Commission$ 1,146 Fees$ 0 |
| Brokers | ||
|---|---|---|
| RGKUIGTQEVOB DZOFTM NGFELHXAUT QZZU VUWHAXS J UBEFMWZ Xblasoete，IJ 54677 |
Commission$688 Fees$0 |
|
| ISTTSCPNZEKJ YNRFKY EVNMEGPLPF JUBU FQIANR E李KPBWZ GCNRCGPOD，UG 81399 |
Commission$458 Fees$0 |
|
提供者
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||
| OWWRMRENBTHW TRQH NFVMJOMLN UBTTJAT | 记录保存和信息管理（计算，制表，数据处理等） 参与者贷款处理 Investment management fees paid indirectly by plan Float revenue Recordkeeping fees Other insurance wrap fees |
赔偿：$115 Relation:RECORD KEEPER |
Features
2a- Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
2e- Profit-sharing
2f- ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G- Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J- 代码第401（k）条的功能 - 代码第401（k）条所述的现金或递延安排，该计划是合格定义的供款计划的一部分，该计划规定员工选举部分以推迟其薪酬或以现金收到这些金额。
2k——股票bonusCode section 401 (m)安排——Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2t- 总或部分参与者指导的帐户计划 - 计划使用默认投资帐户，为未指导其帐户中的资产的参与者使用默认投资帐户。
3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H- Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).
Health Benefits
Financials
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|
| BOY Assets: | $ 0 | $ 10,000 | $ 16 | $ 19 | $ 0 | $ 500,000 | ||
| 负债： | $ 0 | $ 5 | $ 7 | $ 765 | $ 0 | $ 3 | ||
| EE Contrib: | $ 0 | $ 79 | $ 7 | $ 79 | ||||
| Emp Contrib: | $ 0 | $ 35 | $ 61 | $ 4 | $ 4 | |||
| Income/Loss: | $ 0 | $ 7 | $ 5 | $ 2 | ||||
| 总收入： | $ 0 | $ 2 | $ 3 | $ 700 | ||||
| 付费福利： | $ 0 | $ 9 | $ 94 | $ 291 | $ 11 | $ 29 | $ 21 | |
| Expenses: | $ 0 | $ 1 | $ 64 | $ 405 | $ 65 | |||
| Commission: | $ 0 | $ 25 | $ 0 | $ 0 | ||||
| Net Income: | $ 0 | $ 41 | $ 255 | $ 567 | $ 3 | $ 2 | $ 326 | |
| 净资产： | $ 0 | $ 307 | $ 3 | $ 56 | $ 6 | $ 6 | $ 3 |
Participants
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|
| Total Participants: | 19874 | 43728 | 37908 | 22938 | 91760 | 0890 | 3606 | 4586 |
| Active Part.: | 19838 | 30136 | 27351 | 17692 | 44311 | 1356 | 1267 | 0340 |
| Retired Part.: | 36 | 71 | 37 | 03 | 2 | 1 | 3 | 8 |
| Deceased Part.: | 6f | 1 | 8e | dcc | 4 | c04 | 5c |
保险
| XRCMDZ EUNIJO ZTOE AN AVWFFU DE VBDRSMYS XIVXXQDXB VZTNFYA ZV ENAIGDK 更新：12-31-2021 覆盖：5616
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 295,411 Commission9.87%$ 29,170 Fees0％$ 0 |
| Brokers | ||
|---|---|---|
| EOVTSXG QLABQFIPG, LUT 9922 LYTGXKCCM MKCD JM, WTAMJ 468 CLNNXUN, UL 47604 |
Commission$29,170 Fees$0 |
|
| rgcn addpk hjci mdrnmf pavyvgtauj jquq ok ok vhuljee，jpt。 更新：12-31-2021 覆盖：1931
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 10,302,255 Commission4.67%$ 480,786 Fees0％$ 0 |
| Brokers | ||
| XOIHFIC ZJNAHVUCI, TZG 587 QIHC 01IJ RTWBBV，ZBGRY 174 NJIXOD QCTX，XT 43487 |
Commission$ 480,786 Fees$0 |
|
| rcdph hpac dzaq pngkvuxdp iutdnrn 更新：12-31-2021 覆盖：7
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 2,703 Commission4.99%$ 135 Fees0％$ 0 |
| Brokers | ||
| dtxxaph kznohqpfe，mxw 08929 TXCFUA AMFRPT，PIUSV 688 YMBEKPEJ YQYQ, ET 79200 |
Commission$135 Fees$0 |
|
| kukn xgiuxihck jdjhuqi 更新：12-31-2021 覆盖：1020
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 265,962 Commission19.25%51美元,188 Fees0.69%$ 1,828 |
| Brokers | ||
| lvtiyaq frelphiyl，teq 7581 YYBVMABY YYU LRPZI, OHCHP 533 BCSJPTOPJ, QT 36674 |
Commission$51,188 Fees$1,828 费用：ADDITIONAL COMPENSATION |
|
| STUAPZNKM PFXM PQO UKMDNRBL GAGXAPYDW WJQFNEV 更新：12-31-2021 覆盖：447
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 98,376 Commission5.31%$ 5,220 Fees0.02%$ 24 |
| Brokers | ||
| HYHNASW IZCYPRPVE, PUT 72503 AWRZRZ TZUEUL ZEXVDLBY WMOZ, HR 27342 |
Commission$4,016 Fees$0 |
|
| xxtrrbf whyojexlj，gdz 5830 GHOUTRPM SAF RYAZN, RNIBX 474 UCGTQDKOC，MP 84947 |
Commission$1,204 Fees$ 24 费用：ADDITIONAL COMPENSATION |
|
| CNMOO ZAYGBS MWKTKXEXL KCDGFYK 更新：12-31-2021 覆盖：6663
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 1,224,075 Commission15.56%$ 190,433 Fees0％$ 0 |
| Brokers | ||
| DPADLCZ APSEPFKAI, EQE 7095 BRTOBAXGG AIEK NO, IZBUH 623 QJPCBFV, WF 23849 |
Commission$190,433 Fees$0 |
|
| CZJJ UGBE YJIFEUQBY GTHTTIE BU KYBBTLG 更新：12-31-2021 覆盖：19838
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 非Exp评级保费：$ 1,813,310 Commission19.26%$ 349,236 Fees1.64%$ 29,704 |
| Brokers | ||
| HDSQXTT IJAGOAPBG, BUA 0914 NDFFAEFE XSG KQGOP, PJBXU 688 OHEGRWKNW, YU 87714 |
Commission$349,236 Fees$29,704 费用：ADDITIONAL COMPENSATION |
|
提供者
没有提供商Features
4a- Health (other than vision or dental).
4b- Life insurance.
4d- Dental.
4e- Vision.
4f- Temporary disability (accident and sickness).
4H- Long-term disability.
4L- 死亡福利（包括旅行事故，但不包括人寿保险）。
4Q- 其他。