CAPSTONE LOGISTICS LLC
30TECHNOLOGY PKWY SOUTH STE 2
PEACHTREE CORNERS, GA 30092
Talking Points
For the Agent
These are points that might help guide an agent as they look to approach a prospect.
- 随后增加溢价的OSHA违规行为可能表明发生了WC索赔。
Premium
Worker's Comp premium is based on two key factors - the LCM your carrier has filed to use, and the total payroll you run over the policy term, which is multiplied by the rate to determine premium.将溢价与同一行业和相似规模的企业进行比较可以表明您的WC保险提供商的成本与市场相对公平。
- Premium isHigherthan 97% of peers.
- In the last year, premiumIncreasedby 42%. While peersIncreasedAn average of 8%.
LCM费率
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier is非常好, in the 32nd percentile compared to peers.
Market Competitiveness
我们衡量相对变化（当企业选择不同的WC提供商时），并在24个月的时间内进行市场份额分配，而其行业和州级活动则可以确定您的业务类别的竞争方式。
- 15% of peers have changed carriers since last year. Those who did, saw a 2.2% increase in premium vs those who stayed with their current provider had a 8.8% increase.
- Current Carrier's market share is in the 1st percentile at 0.5% of the market.
OSHA
大多数拥有10名或更多雇员的雇主都需要维持伤害记录和疾病记录，即300日志。如果进行检查，可能会请求此信息。即使没有受伤或索赔，也应在位置上随时随地提供适当的文件。这些日志至关重要，但简单地维护。
- Businesses with serious and/or repeat violations should be provided with risk management practices to eliminate unnecessary risk and minimize what must exist in current processes.
Business Stats
Policy History
| 学期 | Carrier | Premium | LCM | |
|---|---|---|---|---|
| 2023 |
1.482 | |||
| 2022 |
1.482 | |||
| 2021 |
1.482 | |||
| 2020 |
1.335 | |||
| 2020 |
1.482 | |||
| 2019 |
1.853 | |||
| 2018 |
1.792 | |||
| 2017 |
1.792 | |||
| 2016 |
- | |||
| 2016 |
- | |||
| 2015 |
- | |||
| 2015 |
- | |||
| 2015 09-30-2015 |
- | |||
| 2014 |
- | |||
| 2014 |
- |
Contacts
Industry Classification
Store--Wholesale--NOC
Process, Physical Distribution, and Logistics Consulting Services
Custom Computer Programming Services
Appliance Distributors--Household Type
10111
Barber or Beauty Shop Supplies Distributors
10140
Beverage Distributors--Alcoholic Other Than Beer
10141
Beverage Distributors--Nonalcoholic and Beer
10309
Camera and Photographic Equipment Stores
11101
化学分销商
雷竞技电竞平台退休福利
Financials
| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 男孩资产： | $ 5,568,268 | $ 5,349,847 | $ 2,117,382 | $ 8,306,952 | $ 2,164,864 | $ 5,407,357 | $ 85,244 | $ 609,470 | $ 542,576 | $ 18,516 | $ 932,723 | |
| Liabilities: | $ 0 | $ 16 | $ 1 | $ 12 | $ 0 | $ 28 | ||||||
| EE Contrib: | $ 0 | $ 779,787 | $ 737,053 | $ 890,086 | $ 425,068 | $ 479,046 | $ 306,074 | $ 59,627 | $ 192,770 | $ 31,135 | $ 363,903 | $ 525,559 |
| Emp Contrib: | $ 0 | $ 76,174 | $ 3 | $ 600,184 | $ 273,566 | $ 410,002 | $ 171,036 | $ 401,245 | $ 550,501 | $ 33,985 | $ 74,350 | $ 28,518 |
| Income/Loss: | （$ 94,875） | $ 329,231 | $ 404,001 | $ 476,425 | ($ 646,880) | $ 814,300 | $ 33,733 | ($ 46,958) | $ 34,135 | $ 95,115 | $ 47,322 | ($ 4,381) |
| Total Income: | ($ 94,790) | $ 1,456,326 | $ 5,354,560 | $ 1,793,978 | $ 783,145 | $ 154,056 | $ 442,677 | $ 726,328 | $ 589,733 | $ 727,406 | $ 742,329 | $ 292,793 |
| Paid Benefits: | $ 2,014 | $ 498,031 | $ 26,165 | $ 835,119 | $ 31,288 | $ 839,993 | $ 948,162 | $ 961,060 | $ 87,515 | $ 820,633 | $ 8,086 | $ 71,493 |
| Expenses: | $ 0 | $ 56 | $ 645 | $ 4 | $ 967 | $ 400 | ||||||
| Commission: | $ 115 | $ 62,522 | $ 5,105 | $ 595 | $ 338 | $ 418 | $ 4,920 | $ 5,553 | $ 4,129 | $ 2,370 | $ 5,673 | $ 438 |
| Net Income: | ($ 96,919) | $ 2,176,503 | $ 61,308 | $ 1,316,024 | $ 983,647 | $ 751,100 | $ 233,850 | $ 521,379 | $ 25,409 | $ 713,411 | $ 526,125 | $ 180,393 |
| Net Assets: | $ 0 | $ 7,386,685 | $ 8,191,671 | $ 4,246,680 | $ 8,053,455 | $ 4,228,130 | $ 4,771,891 | $ 790,260 | $ 670,391 | $ 976,834 | $ 815,473 | $ 866,474 |
参与者
| 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Participants: | 758 | 969 | 464 | 890 | 549 | 39 | 14 | 933 | 35 | 28 | 36 | |
| Active Part.: | 687 | 059 | 130 | 767 | 24 | 46 | 86 | 10 | 86e | 69 | 2 | |
| Retired Part.: | 7A | 7A5 | 52 | 64c | F | 6dd | Fd | 875 | d | 51 | 6 | |
| Deceased Part.: | 444 | b43 | 2 | 81d | 1b | e | 2 | d | 6e | d | d03 |
Insurance
| SNHSDTDMHOEW DCHZ QIMFMZBVQ XBXJBEQ Renewal:01-14-2022 Covered:0 PENSION_EOY_SEP_ACCT_AMT: 0PENSION_PREM_PAID_TOT_AMT: 0 |
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 0 Commission$ 1,146 Fees$ 0 |
| Brokers | ||
|---|---|---|
| qvnxpavckzph tohbxq dwxuvepszx latv MAVIICK Q WTDIAZL JLRLAMXKP, JL 67471 |
Commission$688 Fees$0 |
|
| PGRIGUCSADAU XNRZLJ TKWFJELIWU VJZD SCEQUG C ZGKFDYL xvzbjaant，JB 55421 |
Commission$458 Fees$0 |
|
Providers
| tsakagkqcjsx wgef qhsvjjjlzb cvdcszn |
||
| VTMKIUALHSGH ZYUS NZBRFDHGT PFDQEUN | Recordkeeping and information management (computing, tabulating, data processing, etc.) Participant loan processing Investment management fees paid indirectly by plan Float revenue Recordkeeping fees 其他保险包费 |
Compensation:$115 Relation:记录守护者 |
Features
2A- 年龄/服务加权或新的可比性或类似计划 - 年龄/服务加权计划：分配基于年龄，服务或年龄和服务。新的可比性或类似计划：分配基于参与者的分类，分类完全或主要由高薪员工组成；或该计划提供了高于指定阈值的补偿额的额外分配率，并且根据第401（l）条的允许差异规则允许的最高阈值或速率。
2E-Profit-sharing
2F-ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G-Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J-Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K-Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2T-Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D- 预先批准的养老金计划 - 硕士，原型或数量提交者计划，是IRS的有利意见或咨询信的主题。
3H-Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).
Health Benefits
Financials
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|
| 男孩资产： | $ 0 | $ 7 | $ 7 | $ 4 | $ 5 | $ 4 | ||
| Liabilities: | $ 0 | $ 1 | $ 44 | $ 8 | $ 257 | |||
| EE Contrib: | $ 0 | $ 6 | $ 6 | $ 5 | ||||
| Emp Contrib: | $ 0 | $ 3 | $ 9 | $ 1 | $ 8 | $ 5 | ||
| Income/Loss: | $ 0 | $ 2 | ||||||
| Total Income: | $ 0 | $ 1 | $ 7 | $ 3 | $ 1 | $ 30 | ||
| Paid Benefits: | $ 0 | $ 19 | $ 25 | $ 1 | $ 92 | $ 912 | $ 4 | $ 922 |
| Expenses: | $ 0 | $ 9 | $ 2 | $ 5 | $ 43 | $ 21 | ||
| Commission: | $ 0 | $ 2 | $ 5 | $ 809 | $ 5 | $ 9 | ||
| Net Income: | $ 0 | $ 7 | $ 3 | $ 4 | $ 721 | $ 5 | ||
| Net Assets: | $ 0 | $ 10 | $ 0 | $ 55 | $ 0 |
参与者
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|
| Total Participants: | 19874 | 59248 | 03646 | 06024 | 28841 | 6512 | 5324 | 7483 |
| Active Part.: | 19838 | 30407 | 46131 | 29318 | 74709 | 4273 | 3623 | 2073 |
| Retired Part.: | 36 | 30 | 02 | 66 | 9 | 0 | 9 | 7 |
| Deceased Part.: | 41 | e | 4f | b6 | 3 | F3 | c4 |
Insurance
| NBTCRH BFSJVU XSCF VF WRCISC HD SOGEBLNA QKILCUUHX HCBRVZN MR ITXUFEH Renewal:12-31-2021 Covered:5616
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 295,411 Commission9.87%$ 29,170 Fees0%$ 0 |
| Brokers | ||
|---|---|---|
| QAGGKEV NEBSDEJAN, GKQ 0535 EGHKVAXYX ELJO EL，JDVAD 657 yXCJCAF, TG 08468 |
Commission$29,170 Fees$0 |
|
| PQFB AMBWM XUOF QOWDVM AGJXHBLKFH KQLV KA IQHJNQE, JGV. Renewal:12-31-2021 Covered:1931
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 10,302,255 Commission4.67%$ 480,786 Fees0%$ 0 |
| Brokers | ||
| ERSBOOW UBOZVWNAJ, RBS 866 QZNA 08NL RZSPFH，RPMHY 641 MGPKOX GCKP, HN 96398 |
Commission$480,786 Fees$0 |
|
| WHIOW QFJI GGOB SDVVDGNQF IMLNNZC Renewal:12-31-2021 Covered:7
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 2,703 Commission4.99%$ 135 Fees0%$ 0 |
| Brokers | ||
| wvnuczq cmnbvltod，fio 31459 RYYFZE TXBSNG, AUNPH 921 KBVAZZCB IOAN, OV 40615 |
Commission$135 Fees$0 |
|
| JINZ KCUJJKKRS ZXGKQXS Renewal:12-31-2021 Covered:1020
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 265,962 Commission19.25%$ 51,188 Fees0.69%$ 1,828 |
| Brokers | ||
| yOJMCRV TPZVHASTT, HQL 8745 MJJVHVTG UFW BNYZV, QQLIF 565 QVXAMLDUO, LT 61527 |
Commission$ 51,188 Fees$1,828 Fee for:ADDITIONAL COMPENSATION |
|
| AJKBGROEX GMFP RJZ VRYKNBQF VVDRKVPSB HZPPXDW Renewal:12-31-2021 Covered:447
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 98,376 Commission5.31%$ 5,220 Fees0.02％$ 24 |
| Brokers | ||
| UYENUQR THDUIAXRV, DOV 15602 USVCUH HWROHT BQQYCXRC JINC, SK 09326 |
Commission$4,016 Fees$0 |
|
| SLBIHNY NAMYJBJIO, DXP 3787 ISTQUXNV SEU BDNLG, XEYIR 261 BEAWRUOGB, NE 94076 |
Commission$ 1,204 Fees$24 Fee for:ADDITIONAL COMPENSATION |
|
| OVQYA NDYUZY ZAQQBFMLH CNYXWRV Renewal:12-31-2021 Covered:6663
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 1,224,075 Commission15.56%$ 190,433 Fees0%$ 0 |
| Brokers | ||
| 佛罗里达州IRISU GJRFPFJVJ, HYX 5445 WLRZGAHVL KBZM YX, JGXNL 012 ZVQGOUE, YB 41491 |
Commission$190,433 Fees$0 |
|
| DTXI UKRK QUPBCQWFJ NCEKDWQ FH IDTYETG Renewal:12-31-2021 Covered:19838
|
保留：$ 0 主张：$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 1,813,310 Commission19.26%$ 349,236 Fees1.64%$ 29,704 |
| Brokers | ||
| KPIRCYP SOUEMLGNF, PQI 5512 JGSZHUAR FKV GQJDY，KKEOW 209 Suhwglguy，VM 06194 |
Commission$349,236 Fees$29,704 Fee for:ADDITIONAL COMPENSATION |
|
Providers
No ProvidersFeatures
4A- 健康（视力或牙科除外）。
4B-Life insurance.
4D-牙科.
4E-想象.
4F-Temporary disability (accident and sickness).
4H-Long-term disability.
4L-Death benefits (include travel accident but not life insurance).
4Q-Other.