Cedar Haven Acquisition LLC
590 S 5th Ave
Lebanon, PA 17042
Talking Points
Experience Mod Rating
Mod is an indication of how risky a company is to insure. It is based on a company's claim history.
- Experience Mod ishigh. It is in the 79th percentile compared to peers.
- Modincreasedby more than 75% of peers.
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isVery Good, in the 21st percentile compared to peers.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 20% of peers have changed carriers since last year.
- Of those who changed carriers, 2.3% decreased their LCM vs those who stayed with their current provider who saw a 3.4% increase.
- Current Carrier's market share is in the 75th percentile at 6.7% of the market.
Business Stats
Policy History
| Term | Exp. Mod | Carrier | LCM |
|---|---|---|---|
| 2022 |
1.240 | ||
| 2021 |
1.200 | ||
| 2020 |
1.375 | ||
| 2019 |
1.375 | ||
| 2018 |
1.375 | ||
| 2017 |
1.130 | ||
| 2016 |
1.050 | ||
| 2015 |
1.050 |
Contacts
Industry Classification
Nursing Homes - Skilled
Accounting, Auditing, and Bookkeeping
Buildings or Premises--Office--Other Than Not-For-Profit
41677
Consultants
44430
Health Care Facilities--Convalescent or Nursing Homes--Not Mental--Psychopathic Institutions--Not-For-Profit Only
44429
Health Care Facilities--Convalescent or Nursing Homes--Not Mental--Psychopathic Institutions--Other Than Not-For-Profit
44432
卫生保健设施——养老院——都看不到r-Profit Only
Retirement Benefits
Financials
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|
| BOY Assets: | $ 1,929,165 | $ 3,554,540 | $ 1,458,905 | $ 1,222,307 | $ 331,797 | $ 6 |
| Liabilities: | $ 5,304 | $ 4,935 | $ 3 | $ 48 | $ 2 | |
| EE Contrib: | $ 345,629 | $ 40,538 | $ 320,087 | $ 294,628 | $ 738,284 | $ 521,393 |
| Emp Contrib: | $ 49,365 | $ 84,359 | $ 88,378 | $ 1,109 | $ 14,178 | $ 48,069 |
| Income/Loss: | $ 223,247 | $ 290,990 | ($ 65,411) | $ 438,632 | $ 45,820 | ($ 5,909) |
| Total Income: | $ 621,792 | $ 997,416 | $ 54,759 | $ 376,934 | $ 947,854 | $ 876,617 |
| Paid Benefits: | $ 152,247 | $ 947,940 | 53美元3,772 | $ 995,492 | $ 34,902 | $ 7,971 |
| Expenses: | $ 0 | $ 27 | $ 907 | $ 3 | $ 8 | |
| Commission: | $ 26,013 | $ 55,716 | $ 2,763 | $ 353 | $ 1,899 | $ 604 |
| Net Income: | $ 432,776 | $ 541,565 | $ 6,772 | $ 570,721 | $ 925,953 | $ 424,215 |
| Net Assets: | $ 2,361,941 | $ 1,405,909 | $ 6,223,533 | $ 7,017,978 | $ 975,139 | $ 593,528 |
参与者
| 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|
| Total Participants: | 407 | 296 | 552 | 061 | 593 | 126 |
| Active Part.: | 309 | 382 | 838 | 914 | 262 | 278 |
| Retired Part.: | 1 | d | aeb | a6 | bce | |
| Deceased Part.: | 6d | d5c | b | 4 | b |
Insurance
| WPWCYXXYVL OGABBEONN PD. Renewal:12-31-2020 Covered:201 PENSION_EOY_SEP_ACCT_AMT: 2299615PENSION_PREM_PAID_TOT_AMT: 0 |
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 0 Commission$ 7,614 Fees$ 950 |
| Brokers | ||
|---|---|---|
| TMNNZ OMFIY VYYCQFTR UHD KRAGPM, BS 7022 Q 6VQ GCB #2 QHVRF OHRHB, AE 91631 |
Commission$7,614 Fees$0 Fee for:COMMISSIONS |
|
| SDNMYTPMTLF UNWWYCNC FHDGF, IHF. 55 XFUPAMDKHNG CZZLD AKJWNKTZYO, UC 49044 |
Commission$0 Fees$950 Fee for:TPA FEES |
|
Providers
| VMSRFJHRUI | Recordkeeping and information management (computing, tabulating, data processing, etc.) Claims processing Participant loan processing Participant communication Direct payment from the plan Sales loads (front end and deferred) Other commissions Shareholder servicing fees Sub-transfer agency fees Float revenue Distribution (12b-1) fees Recordkeeping fees Account maintenance fees Insurance mortality and expense charge Other (specify) |
Compensation:$26,057 Relation:NONE |
Features
2F- ERISA section 404(c) Plan - This plan, or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1.
2G- Total participant-directed account plan - Participants have the opportunity to direct the investment of all the assets allocated to their individual accounts, regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J- Code section 401(k) feature - A cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan that provides for an election by employees to defer part of their compensation or receive these amounts in cash.
2K- Stock bonusCode section 401(m) arrangement - Employee contributions are allocated to separate accounts under the plan or employer contributions are based, in whole or in part, on employee deferrals or contributions to the plan. Not applicable if plan is 401(k) plan with only QNECs and/or QMACs. Also not applicable if Code section 403(b)(1), 403(b)(7) or 408 arrangements/accounts/annuities.
2S- Plan provides for automatic enrollment in plan that has employee contributions deducted from payroll.
2T- Total or partial participant-directed account plan - plan uses default investment account for participants who fail to direct assets in their account.
3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
Health Benefits
Financials
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|
| BOY Assets: | $ 0 | $ 3 | $ 0 | ||||
| Liabilities: | $ 0 | $ 742 | $ 8 | $ 9 | $ 49 | ||
| EE Contrib: | $ 0 | $ 6 | $ 5 | $ 2 | |||
| Emp Contrib: | $ 0 | $ 722 | $ 5 | $ 12 | $ 11 | ||
| Income/Loss: | $ 0 | $ 74 | $ 1 | $ 7 | $ 3 | ||
| Total Income: | $ 0 | $ 12 | |||||
| Paid Benefits: | $ 0 | $ 0 | $ 57 | $ 9 | $ 6 | ||
| Expenses: | $ 0 | $ 9 | $ 9 | $ 0 | $ 90 | $ 7 | |
| Commission: | $ 0 | $ 5 | $ 8 | $ 832 | |||
| Net Income: | $ 0 | $ 2 | $ 4 | $ 4 | 53美元 | ||
| Net Assets: | $ 0 | $ 9 | $ 5 | $ 710 | $ 292 | $ 9 |
参与者
| 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|
| Total Participants: | 185 | 521 | 380 | 712 | 587 | 775 | 839 |
| Active Part.: | 171 | 778 | 580 | 814 | 181 | 759 | 701 |
| Retired Part.: | 1 | 40 | 2 | 9 | f | a | e |
| Deceased Part.: | a | bf | c | 5b | 7 | 7b |
Insurance
| ZGHFGJPT Renewal:12-31-2020 Covered:236
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp Rated Premium$ 0 Non-Exp Rated Premium:$ 6,557 Commission10%$ 656 Fees0%$ 0 |
| Brokers | ||
|---|---|---|
| EQYVEFDZ B DYDGRW 53 IAFXPWKJ EQGKQ NRASWH SKS NJCH, ZU 19467 |
Commission$328 Fees$0 |
|
| OZOIETVJ & PJZA BE BC WAH. 47 ZEUPVQUSG VMYB YNWTQDSKPE, YJ 93497 |
Commission$328 Fees$0 |
|
Providers
No ProvidersFeatures
4A- Health (other than vision or dental).
4B- Life insurance.
4D- Dental.
4E- Vision.
4Q- Other.