Kitchen & Associates Financial LLC
518 W Ridge Rd
Elizabethtown, PA 17022
Talking Points
LCM Rate
LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 72% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
市场竞争力
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 6% of peers have changed carriers since last year.
- Of those who changed carriers, 6.1% decreased their LCM vs those who stayed with their current provider who saw a 3.3% increase.
- Current Carrier's market share is in the 95th percentile at 4.1% of the market.
Business Stats
County
费恩
Bureau ID
Renewal Mod
PEO
Employees
Sales
OSHA Violations
OSHA Penalty Amount
Drivers
Power Units
Auto Carrier
Policy History
Term | Exp. Mod | Carrier | LCM |
---|---|---|---|
2022 |
2.350 | ||
2021 |
2.275 | ||
2020 |
2.515 | ||
2019 |
2.515 | ||
2018 |
1.670 | ||
2017 |
1.670 | ||
2016 |
1.670 |
Contacts
Industry Classification
Industry
Class
Insurance Company
Insurance Company
Loss Cost
NAICS
SIC
Related GL Codes*
61226
Buildings or Premises--Office--Other Than Not-For-Profit
96317
Inspection and Appraisal Companies--Inspecting for Insurance or Valuation Purposes
45334
Insurance Agents
Buildings or Premises--Office--Other Than Not-For-Profit
96317
Inspection and Appraisal Companies--Inspecting for Insurance or Valuation Purposes
45334
Insurance Agents
Related Class Codes*
Related SIC Codes*
0
6361
Title Insurance
6371
Pension, Health, and Welfare Funds
6311
Life Insurance
6331
Fire, Marine, and Casualty Insurance
6411
Insurance Agents, Brokers, and Service
6722
Management Investment, Open-ended
6733
Trusts, Nec
6361
Title Insurance
6371
Pension, Health, and Welfare Funds
6311
Life Insurance
6331
Fire, Marine, and Casualty Insurance
6411
Insurance Agents, Brokers, and Service
6722
Management Investment, Open-ended
6733
Trusts, Nec