U S Investment Corporation
1190 Devon Park Dr
Wayne, PA 19087
Talking Points
Experience Mod Rating
Mod is an indication of how risky a company is to insure. It is based on a company's claim history.
- Experience Mod isvery good. It is in the 1st percentile compared to peers.
- There was a recent mod decrease.
LCM Rate
对WC成本LCMs有最大的影响。车riers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.
- The LCM of the Current Carrier isHigherthan 79% of peers.
- Shopping around for a carrier that would provide a more competative tier would make sense.
- LCMIncreasedby more than 75% of peers.
Market Competitiveness
We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.
- 5% of peers have changed carriers since last year.
- Of those who changed carriers, 32.7% decreased their LCM vs those who stayed with their current provider who saw a 0.5% decrease, a difference of roughly 71x.
- Current Carrier's market share is in the 99th percentile at 23.1% of the market.
Business Stats
Policy History
Term | Exp. Mod | 车rier | Premium | LCM |
---|---|---|---|---|
2022 |
1.975 | |||
2021 |
1.443 | |||
2020 |
1.288 | |||
2019 |
1.431 | |||
2018 |
1.431 | |||
2017 |
1.320 | |||
2016 |
1.382 | |||
2015 |
1.280 | |||
2014 |
- | |||
2014 08-30-2013 |
- | |||
2013 08-30-2013 |
- | |||
2012 |
- | |||
2011 |
- | |||
2010 |
- | |||
2009 |
- |
Contacts
Industry Classification
Insurance Company
Nonresidential Building Operators
Buildings or Premises--Bank or Office--Mercantile or Mfg. (Lessor's Risk Only)--Maintained by the Insured--Not-For-Profit Only
61216
Buildings or Premises--Bank or Office--Mercantile or Mfg. (Lessor's Risk Only)--Not-For-Profit Only
61212
Buildings or Premises--Bank or Office--Mercantile or Mfg. (Lessor's Risk Only)--Other Than Not-For-Profit
61227
Buildings or Premises--Office--Not-For-Profit Only
61226
Buildings or Premises--Office--Other Than Not-For-Profit
61225
Buildings or Premises--Office--Premises Occupied by Employees of the Insured--Not-For-Profit Only
Retirement Benefits
Financials
2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|
BOY Assets: | $ 157,137,840 | $ 335,589,840 | $ 652,390,010 | $ 74,465,906 | $ 11,821,537 | $ 45,978,702 | $ 70,999,898 | $ 5,530,905 | $ 58,626,305 | $ 72,986,684 | $ 47,888,465 |
Liabilities: | $ 18,753 | $ 134 | $ 8 | $ 1 | $ 0 | $ 8 | $ 9 | ||||
EE Contrib: | $ 0 | $ 5 | $ 8 | $ 3 | $ 62 | $ 93 | |||||
Emp Contrib: | $ 16,071,772 | $ 93,559,899 | $ 30,412,817 | $ 89,402,936 | $ 56,018,048 | $ 24,659,257 | $ 9,044,349 | $ 5,369,954 | $ 2,273,130 | $ 8,499,437 | $ 1,511,465 |
Income/Loss: | $ 0 | $ 2,961,719 | ($ 8,548,646) | $ 8,929,348 | $ 3,060,038 | $ 784,272 | $ 3,515,617 | $ 8,271,285 | $ 5,115,230 | $ 3,543,036 | $ 6,694,157 |
Total Income: | $ 35,891,537 | $ 20,542,768 | $ 92,417,211 | $ 87,732,835 | $ 99,930,962 | $ 29,215,289 | $ 82,663,711 | 8600834美元 | $ 2,575,537 | $ 88,515,523 | $ 88,875,561 |
Paid Benefits: | $ 5,132,641 | $ 1,835,220 | $ 9,319,651 | $ 6,234,102 | $ 4,297,782 | $ 3,700,929 | $ 9,295,161 | $ 8,745,724 | $ 5,225,243 | $ 5,536,436 | $ 5,549,188 |
Expenses: | $ 0 | $ 5 | $ 7 | $ 575 | $ 9 | $ 5 | |||||
Commission: | $ 224,099 | $ 47 | $ 140 | $ 31 | $ 7 | $ 47 | $ 29 | $ 8 | $ 3 | ||
Net Income: | $ 30,534,797 | $ 254,610 | $ 4,089,559 | $ 61,190,687 | $ 32,684,973 | $ 5,680,181 | $ 1,064,991 | $ 73,612,480 | $ 2,572,398 | $ 9,864,905 | $ 4,097,633 |
Net Assets: | $ 187,672,637 | $ 130,197,699 | $ 498,489,583 | $ 43,201,094 | $ 541,735,490 | $ 80,631,626 | $ 30,866,281 | $ 83,727,457 | $ 67,533,836 | $ 43,284,752 | $ 27,828,613 |
Participants
2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|
Total Participants: | 1787 | 9189 | 7524 | 9368 | 5386 | 4063 | 080 | 356 | 055 | 605 | 925 |
Active Part.: | 1206 | 7741 | 8506 | 6653 | 3437 | 7783 | 276 | 833 | 758 | 881 | 902 |
Retired Part.: | 4 | 8 | 2c | d6 | 8c | 84 | a | 5 | 8 | 1 | |
Deceased Part.: | 724 | 1 | a7d | 0 | ad | cd | 4 | 609 | 3c | 0d |
Insurance
No Insurance CoverageProviders
UVZ AUJBCGDQQ RSHXJ BZQDDSQ | Custodial (securities) Investment advisory (plan) |
Compensation:$224,099 Relation:ADVISOR |
Features
2A- Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).
2E- Profit-sharing
3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H- Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).
Health Benefits
Financials
2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
BOY Assets: | $ 0 | $ 243 | $ 4 | $ 4 | $ 68 | $ 5 | $ 4 | $ 4 | $ 4 | |||
Liabilities: | $ 0 | $ 9 | $ 86 | $ 7 | $ 2 | $ 6 | $ 2 | |||||
EE Contrib: | $ 0 | $ 1 | $ 9 | $ 90 | $ 1 | $ 47 | $ 1 | |||||
Emp Contrib: | $ 0 | $ 3 | $ 326 | $ 380 | $ 5 | $ 0 | $ 7 | |||||
Income/Loss: | $ 0 | $ 98 | $ 2 | $ 3 | $ 22 | $ 2 | $ 8 | $ 9 | $ 2 | $ 3 | ||
Total Income: | $ 0 | $ 597 | $ 54 | $ 9 | $ 5 | $ 5 | $ 95 | $ 5 | $ 9 | |||
Paid Benefits: | $ 0 | $ 6 | $ 26 | $ 713 | $ 30,000,000 | $ 7 | $ 7 | $ 8,000 | $ 8 | |||
Expenses: | $ 0 | $ 8 | $ 9 | $ 9 | $ 5 | $ 9 | $ 75 | $ 9 | $ 55 | $ 9 | ||
Commission: | $ 0 | $ 2 | $ 96 | $ 7 | $ 32 | $ 4 | $ 97 | $ 9 | $ 300,000 | |||
Net Income: | $ 0 | $ 0 | $ 4 | $ 31 | $ 4,000 | $ 9 | $ 363 | |||||
Net Assets: | $ 0 | $ 79 | $ 73 | $ 5 | $ 315 | $ 5 | $ 5 |
Participants
2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Total Participants: | 1099 | 7881 | 9678 | 757 | 433 | 504 | 665 | 307 | 218 | 454 | 673 | 771 |
Active Part.: | 1099 | 8152 | 4630 | 324 | 149 | 391 | 687 | 830 | 164 | 288 | 663 | 612 |
Retired Part.: | 47 | 66 | 31 | 9 | 4 | 7 | 6 | 37 | 8 | 04 | 20 | |
Deceased Part.: | d | c | c60 | e | 6a | a39 | d3 | d | 6 | a | d7 |
Insurance
LHJKZZHPBANU PHIF THFLU Renewal:05-31-2021 Covered:2515
|
Retention:$ 1,901,027 Claims:$ 13,469,141 Loss Ratio:0.86 |
Exp额定溢价$ 15,662,838 Non-Exp Rated Premium:$ 0 Commission0.78%$ 122,835 Fees0%$ 0 |
Brokers | ||
---|---|---|
JORKXHC YBIP 7988 BJWRKX EGQVUVX EPWA, FWPAC 224 PVUH NSQZ, DA 41183 |
Commission$122,835 Fees$0 |
|
JKZMOG QEGXCZCXG KGFRELQOE AGIHCCN Renewal:05-31-2021 Covered:2284
|
Retention:$ 168,939 Claims:$ 573,085 Loss Ratio:0.73 |
Exp额定溢价$ 781,403 Non-Exp Rated Premium:$ 0 Commission5.99%$ 46,812 Fees0%$ 0 |
Brokers | ||
XIZRPBB AWLC VKOAQHM OQB GTWB, PZ 45779 |
Commission$46,812 Fees$0 |
|
BQWBIH TJCWCYXZ VEMJFWQPY, MYE. Renewal:12-31-2021 Covered:1273
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp额定溢价$ 0 Non-Exp Rated Premium:$ 35,090 Commission0%$ 0 Fees0%$ 0 |
GOW JHQUJAEI ADCY VDVQQKZON USXAQKN NF CVYYLVK Renewal:12-31-2021 Covered:1099
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp额定溢价$ 0 Non-Exp Rated Premium:$ 969,907 Commission13.24%$ 128,419 Fees0%$ 0 |
Brokers | ||
EAANRGNFA JSSERVM LNWJSKVN, OTP. 3325 VCSP GOIF, 8IU DHLEF DYBLYFD FGXNALG, UF 95885 |
Commission$115,810 Fees$0 |
|
MDFTQFAXXZF YRETCTVHDENBAK JML. LP XZP 04042 UIUXL, VS 36064 |
Commission$12,609 Fees$0 |
|
GITD ZHFEXCACR UULVBWG Renewal:12-31-2021 Covered:218
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp额定溢价$ 0 Non-Exp Rated Premium:$ 62,498 Commission15%$ 9,375 Fees1.73%$ 1,081 |
Brokers | ||
CBWCGWPLD IXZWOLS EHOQWPQN, WMP. EU CDY 6219 QIKMGKVMM IZTTLZL, FC 20232 |
Commission$9,375 Fees$0 |
|
WTJTIOSJW JPFROOU WVLSZWEF, SFY. 1249 LSBQ UALZ, 50GN GKHSZ FZRBQMK FKRVKOX, YE 07656 |
Commission$0 Fees$1,081 Fee for:ADDITIONAL COMPENSATION |
|
MMGWZGSDI IBEY NVH PMXNGKRW RCAKCIVYW RFLYBET Renewal:12-31-2021 Covered:344
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp额定溢价$ 0 Non-Exp Rated Premium:$ 121,443 Commission4.9%$ 5,956 Fees0.61%$ 743 |
Brokers | ||
QAGTDQNHQ INLQNZY HTKIRKOB, KRH. KK BHK 5742 OARQREBNE IOSGQWO, TG 15975 |
Commission$5,269 Fees$532 Fee for:ADDITIONAL COMPENSATION |
|
XPTESUCBA YVXHWVE ETBVWCOY, PMA. 7823 NUTV JQYH, 80BX EOMMK PWSGFBC AZOAWIR, PO 64037 |
Commission$272 Fees$211 Fee for:ADDITIONAL COMPENSATION |
|
ONAI T. OFCEFDXS PBI WXKFXE LGENN, 92UN HKYPZ DBVNVY, IB 96758 |
Commission$415 Fees$0 |
|
VRRBMBJJBIPJK KRBVAV JEAM FYUJQVJRB CQMFFJX Renewal:03-31-2021 Covered:123
|
Retention:$ 0 Claims:$ 0 Loss Ratio: |
Exp额定溢价$ 0 Non-Exp Rated Premium:$ 103,798 Commission4.94%$ 5,124 Fees1.13%$ 1,172 |
Brokers | ||
THVG T. VELBP 125 DZSQ OWPXTJA VUDGYN VQACL, RP 83936 |
Commission3063美元 Fees$0 |
|
KKUCPTHGDBO ZSIUYHD SUVJAFH 0462 HGYSSW NDMTW, DRRQK 334 NGMQLOZNMXAFY, VL 31367 |
Commission$267 Fees$1,171 Fee for:FEES |
|
NOTMVN DGHGHSJ WXOFCNGDF 9118 MQEBQDUGRKXALS ZGHI SVNTPSLTRXV, FG 80416 |
Commission1185美元 Fees$0 |
|
QTKOJCV CVNJK OHHTZO 0918 JNKC VFPWFX, KSKAG 6141 ZICIYFEYIK, QD 08921 |
Commission$307 Fees$0 |
|
JYRLLTDH E. QRXTKN 848 RNQS HZHIHRL TOVAYJ FJELJ, SG 16406 |
Commission$257 Fees$1 Fee for:FEES |
|
KBEAPYB Y. UIZVQ 286 DWJY VCTOARK ZREUYT ITHJU, JF 21882 |
Commission$24 Fees$0 |
|
UZGJUDE R. GRWFS ZSK DJHCKQT ZIEINP 863 MGHQ GVNSROR SEZZWL OQCFS, SZ 91921 |
Commission$21 Fees$0 |
Providers
No ProvidersFeatures
4A- Health (other than vision or dental).
4B- Life insurance.
4D- Dental.
4E- Vision.
4F- Temporary disability (accident and sickness).
4H- Long-term disability.
4L- Death benefits (include travel accident but not life insurance).
4Q- Other.