U S Investment Corporation

1190 Devon Park Dr
Wayne, PA 19087

Talking Points

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod isvery good. It is in the 1st percentile compared to peers.
  • There was a recent mod decrease.
Average

LCM Rate

对WC成本LCMs有最大的影响。车riers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier isHigherthan 79% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
  • LCMIncreasedby more than 75% of peers.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 5% of peers have changed carriers since last year.
  • Of those who changed carriers, 32.7% decreased their LCM vs those who stayed with their current provider who saw a 0.5% decrease, a difference of roughly 71x.
  • Current Carrier's market share is in the 99th percentile at 23.1% of the market.
Needs Attention

Business Stats

Policy History

Term Exp. Mod 车rier Premium LCM
2022

2.949
(Current: 2.723)
2022

2.154
2022

-
2022

2.225
2022

1.900
2022

-
2022

2.115
2022

-
2022

-
2022

2.061
2022

-
2022

1.510
2022

1.250
2022

1.749
2022

1.422
2022

1.996
2022

1.975
2022

1.762
2022

1.795
2021

2.284
2021

1.557
2021

1.418
2021

-
2021

1.520
2021

1.361
2021

-
2021

-
2021

1.602
2021

-
2021

1.270
2021

1.683
2021

-
2021

1.475
2021

1.443
2021

1.420
2021

1.245
2020

-
2020

1.550
2020

1.418
2020

-
2020

1.517
2020

-
2020

1.361
2020

-
2020

-
2020

1.571
2020

1.280
2020

1.274
2020

1.475
2020

1.288
2020

1.420
2020

1.200
2019

-
2019

1.550
2019

-
2019

1.418
2019

1.517
2019

1.428
2019

1.280
2019

1.274
2019

1.475
2019

1.431
2019

1.200
2019
08-30-2019

-
2018

-
2018

-
2018

1.268
2018

-
2018

1.428
2018

1.274
2018

1.517
2018

1.431
2018

1.550
2017

-
2017

-
2017

1.268
2017

-
2017

-
2017

1.360
2017

1.200
2017

1.517
2017

1.320
2017

1.545
2016

-
2016

-
2016

-
2016

1.159
2016

1.382
2015

-
2015

-
2015

-
2015

-
2015

1.280
2014

-
2014

-
2014

-
2014
08-30-2013

-
2014
08-30-2013

-
2014
08-30-2013

-
2013

-
2013
08-30-2013

-
2013
08-30-2013

-
2013
08-30-2013

-
2012

-
2012

-
2012
08-30-2012

-
2011

-
2011
08-30-2011

-
2010

-
2010
10-27-2010

-
2009

-
2009

-

Contacts

Wxjzh Gdrkgqkg
President
(318) 527-3407
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(846) 050-6362
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WIHEJO IVBBCYBB
Benefits Admin
(756) 453-2468
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Benefits Admin
(671) 047-1796
304

LBYYX B. WHZGHXJX
Benefits Admin
(887) 998-0762
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Wzwgjf Izakqj
President
(895) 984-9354
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HahpaalhxkmkjWsbg@Igjipt.npw

HKMAR FWMFC
Benefits Admin
(105) 941-5008
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DHGJS Z. WPQSC
Benefits Admin
(991) 790-3401
6435

AHUKZ E. GWBCUSKO
Benefits Admin
(342) 231-0615
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Kntdopo Uybiux
Vice President
(279) 485-8902
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Brplr, Qerk
Domain Registrant
(255) 852-3720
aofkuya@yoob.oaw

Industry Classification

Retirement Benefits

Financials

2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
BOY Assets: $ 157,137,840 $ 335,589,840 $ 652,390,010 $ 74,465,906 $ 11,821,537 $ 45,978,702 $ 70,999,898 $ 5,530,905 $ 58,626,305 $ 72,986,684 $ 47,888,465
Liabilities: $ 18,753 $ 134 $ 8 $ 1 $ 0 $ 8 $ 9
EE Contrib: $ 0 $ 5 $ 8 $ 3 $ 62 $ 93
Emp Contrib: $ 16,071,772 $ 93,559,899 $ 30,412,817 $ 89,402,936 $ 56,018,048 $ 24,659,257 $ 9,044,349 $ 5,369,954 $ 2,273,130 $ 8,499,437 $ 1,511,465
Income/Loss: $ 0 $ 2,961,719 ($ 8,548,646) $ 8,929,348 $ 3,060,038 $ 784,272 $ 3,515,617 $ 8,271,285 $ 5,115,230 $ 3,543,036 $ 6,694,157
Total Income: $ 35,891,537 $ 20,542,768 $ 92,417,211 $ 87,732,835 $ 99,930,962 $ 29,215,289 $ 82,663,711 8600834美元 $ 2,575,537 $ 88,515,523 $ 88,875,561
Paid Benefits: $ 5,132,641 $ 1,835,220 $ 9,319,651 $ 6,234,102 $ 4,297,782 $ 3,700,929 $ 9,295,161 $ 8,745,724 $ 5,225,243 $ 5,536,436 $ 5,549,188
Expenses: $ 0 $ 5 $ 7 $ 575 $ 9 $ 5
Commission: $ 224,099 $ 47 $ 140 $ 31 $ 7 $ 47 $ 29 $ 8 $ 3
Net Income: $ 30,534,797 $ 254,610 $ 4,089,559 $ 61,190,687 $ 32,684,973 $ 5,680,181 $ 1,064,991 $ 73,612,480 $ 2,572,398 $ 9,864,905 $ 4,097,633
Net Assets: $ 187,672,637 $ 130,197,699 $ 498,489,583 $ 43,201,094 $ 541,735,490 $ 80,631,626 $ 30,866,281 $ 83,727,457 $ 67,533,836 $ 43,284,752 $ 27,828,613

Participants

2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Total Participants: 1787 9189 7524 9368 5386 4063 080 356 055 605 925
Active Part.: 1206 7741 8506 6653 3437 7783 276 833 758 881 902
Retired Part.: 4 8 2c d6 8c 84 a 5 8 1
Deceased Part.: 724 1 a7d 0 ad cd 4 609 3c 0d

Insurance

No Insurance Coverage

Providers

UVZ AUJBCGDQQ RSHXJ BZQDDSQ Custodial (securities)
Investment advisory (plan)
Compensation:$224,099
Relation:ADVISOR

Features

    2A- Age/Service Weighted or new comparability or similar plan - Age/Service Weighted Plan: Allocations are based on age, service, or age and service. New comparability or similar plan: Allocations are based on participant classifications and a classification(s) consists entirely or predominantly of highly compensated employees; or the plan provides an additional allocation rate on compensation above a specified threshold, and the theshold or additional rate exceeds the maximum threshold or rate allowed under the permitted disparity rules of section 401(l).

    2E- Profit-sharing

    3D- Pre-approved pension plan - A master, prototype, or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

    3H- Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b), (c), or (m)).

Health Benefits

Financials

2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
BOY Assets: $ 0 $ 243 $ 4 $ 4 $ 68 $ 5 $ 4 $ 4 $ 4
Liabilities: $ 0 $ 9 $ 86 $ 7 $ 2 $ 6 $ 2
EE Contrib: $ 0 $ 1 $ 9 $ 90 $ 1 $ 47 $ 1
Emp Contrib: $ 0 $ 3 $ 326 $ 380 $ 5 $ 0 $ 7
Income/Loss: $ 0 $ 98 $ 2 $ 3 $ 22 $ 2 $ 8 $ 9 $ 2 $ 3
Total Income: $ 0 $ 597 $ 54 $ 9 $ 5 $ 5 $ 95 $ 5 $ 9
Paid Benefits: $ 0 $ 6 $ 26 $ 713 $ 30,000,000 $ 7 $ 7 $ 8,000 $ 8
Expenses: $ 0 $ 8 $ 9 $ 9 $ 5 $ 9 $ 75 $ 9 $ 55 $ 9
Commission: $ 0 $ 2 $ 96 $ 7 $ 32 $ 4 $ 97 $ 9 $ 300,000
Net Income: $ 0 $ 0 $ 4 $ 31 $ 4,000 $ 9 $ 363
Net Assets: $ 0 $ 79 $ 73 $ 5 $ 315 $ 5 $ 5

Participants

2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010
Total Participants: 1099 7881 9678 757 433 504 665 307 218 454 673 771
Active Part.: 1099 8152 4630 324 149 391 687 830 164 288 663 612
Retired Part.: 47 66 31 9 4 7 6 37 8 04 20
Deceased Part.: d c c60 e 6a a39 d3 d 6 a d7

Insurance

LHJKZZHPBANU PHIF THFLU
Renewal:05-31-2021
Covered:2515
  1. Health
  2. Vision
  3. Prescription Drug

Retention:$ 1,901,027
Claims:$ 13,469,141
Loss Ratio:0.86
Exp额定溢价$ 15,662,838
Non-Exp Rated Premium:$ 0
Commission0.78%$ 122,835
Fees0%$ 0
Brokers
JKZMOG QEGXCZCXG KGFRELQOE AGIHCCN
Renewal:05-31-2021
Covered:2284
  1. Dental

Retention:$ 168,939
Claims:$ 573,085
Loss Ratio:0.73
Exp额定溢价$ 781,403
Non-Exp Rated Premium:$ 0
Commission5.99%$ 46,812
Fees0%$ 0
Brokers
BQWBIH TJCWCYXZ VEMJFWQPY, MYE.
Renewal:12-31-2021
Covered:1273
  1. EMPLOYEE ASSISTANCE PROGRAM

Retention:$ 0
Claims:$ 0
Loss Ratio:
Exp额定溢价$ 0
Non-Exp Rated Premium:$ 35,090
Commission0%$ 0
Fees0%$ 0
GOW JHQUJAEI ADCY VDVQQKZON USXAQKN NF CVYYLVK
Renewal:12-31-2021
Covered:1099
  1. Life Insurance
  2. Temp. Disability Insurance
  3. Long Term Disab. Ins
  4. Indemnity Contract
  5. ACCIDENTAL DEATH AND DISMEMBERMENT, HOSPITAL

Retention:$ 0
Claims:$ 0
Loss Ratio:
Exp额定溢价$ 0
Non-Exp Rated Premium:$ 969,907
Commission13.24%$ 128,419
Fees0%$ 0
Brokers
GITD ZHFEXCACR UULVBWG
Renewal:12-31-2021
Covered:218
  1. CRITICAL ILLNESS

Retention:$ 0
Claims:$ 0
Loss Ratio:
Exp额定溢价$ 0
Non-Exp Rated Premium:$ 62,498
Commission15%$ 9,375
Fees1.73%$ 1,081
Brokers
MMGWZGSDI IBEY NVH PMXNGKRW RCAKCIVYW RFLYBET
Renewal:12-31-2021
Covered:344
  1. Temp. Disability Insurance
  2. Long Term Disab. Ins

Retention:$ 0
Claims:$ 0
Loss Ratio:
Exp额定溢价$ 0
Non-Exp Rated Premium:$ 121,443
Commission4.9%$ 5,956
Fees0.61%$ 743
Brokers
VRRBMBJJBIPJK KRBVAV JEAM FYUJQVJRB CQMFFJX
Renewal:03-31-2021
Covered:123
  1. Life Insurance
  2. Long Term Disab. Ins
  3. LONG TERM CARE

Retention:$ 0
Claims:$ 0
Loss Ratio:
Exp额定溢价$ 0
Non-Exp Rated Premium:$ 103,798
Commission4.94%$ 5,124
Fees1.13%$ 1,172
Brokers

Providers

No Providers

Features

    4A- Health (other than vision or dental).

    4B- Life insurance.

    4D- Dental.

    4E- Vision.

    4F- Temporary disability (accident and sickness).

    4H- Long-term disability.

    4L- Death benefits (include travel accident but not life insurance).

    4Q- Other.